Sleep Apnea and Health Insurance for Truck Drivers
Trucking is perhaps one of the most dangerous jobs in the world. Most people don’t understand why it is so dangerous. There are many drivers who die each year because of traffic accidents. Even the most careful truck drivers are not guaranteed that they will not encounter issues on the road. This is just one of many reasons why drivers need to have good health insurance to cover them while they are on the road. Health insurance for truckers is tough to get
There are several different types of good health insurance that drivers might be able to get. It is very important that you find a good health insurance agent if you want to get the best value for your premium dollar. This is necessary to know which health insurance for truck drivers is the most appropriate for you.
Because of the lifestyle that many truck drivers live, they typically will have serious health problems. For this reason, it is really important to have a health plan that would cover your health benefits in case you encounter some health-related problems along the way. You should seek out a plan that will not only cover hospitalization expenses, but also testing, x-rays, and doctor office visits. You also need prescription help.
There are many different factors to take into consideration when you are looking for a good health insurance plan. Not all health insurance plans are expensive. There are a wide variety of health insurance policies available to drivers and there is bound to be one for you that is affordable. Choose the health plan which you think you can afford and will give you the best benefits. There are many insurance plans to choose from so be careful in your selection.
Truck drivers with untreated sleep disorders, such as sleep apnea, are a serious threat to themselves and others that are traveling our highway system. Driver tiredness is responsible for an estimated 100,000 motor vehicle accidents and over 1,500 fatalities every year and the National Highway Traffic Safety Administration estimates the cost of fatigued driving is roughly $11 billion every year. The Situational Performance of the untreated driver is similar to that of a person with a .06 – .08 Blood Alcohol Content level. As you can see, sleep apnea in the trucking industry is a problem.
It is of great concern that truck drivers with sleep apnea frequently minimize and underreport their indicators such as snoring and daytime sleepiness for worry of losing their employment. With limited exercise, erratic schedules and a high fat eating habit, the truck driving approach to life is very unhealthy. This is what causes drivers to become a high risk. While the truck driving way of life per se isn’t directly responsible for sleep apnea, it contributes greatly to it.